Imagine If Your Business...
Advertised that it could offer customers in-house financing... And you could get paid 100% within 72 hours of the sale... And you could do this with absolutely NO Risk, No Reserve and No Financial Recourse to you!
CCS CAN GET 70% OF YOUR CUSTOMERS APPROVED FOR FINANCING!
CARE CREDIT, GE CAPITAL, WELLS FARGO, AND CHASE ALL FAIL TO APPROVE CUSTOMERS THE WAY WE DO! WE APPROVE ALL THE WAY DOWN TO A 560 CREDIT SCORE! BIG BANKS DON'T TYPICALLY LOOK AT CUSTOMERS WITH ANYTHING BELOW A 720 CREDIT SCORE, AND THAT SCRUTINY BY BIG BANKS WILL ONLY GET WORSE IN 2012.
CCS vs. BIG BANKS - How We Compare / Major Differences
CCS
1) We teach you how to absorb 0% of the Merchant Discount rate and instead receive 100% of the sale. No longer will you have to take a hit on discount rates. If your product costs $5000, then you WILL RECEIVE $5000.
2) CCS will approve customers all the way down to a 560 credit score and thus are approving 75% of the applications they receive. Simply put, CCS wants the business more than Big Banks do and are thus willing to work harder. When we see any applicant apply for credit, we dont just look at their FICO score and read that as the whole story like Big Banks. We look at their last year, see if they've been making their payments on time, and give them a fighting chance to get approved. We know America hasn't been the same over the past 3 years and we give those people who have been showing improvement a chance by approving their loan application.
3) CCS will typically have 100% of the funds in your account within 48 hours, and guarantees the funds in your account by 72 hours.
4) CCS offers 0% APR for 12 Months on it's loans as well. Additionally, CCS can offer NO PAYMENTS for 90 Days.
5) CCS charges a monthly fee of $39. This cost covers all credit checks ran, and really is reflected in our dedication to getting your loans approved. There really is no other solution out there like ours, we REALLY DO approve most applications we receive. Don't believe us???? Check out the document below that shows us APPROVING BUSINESS!
2) CCS will approve customers all the way down to a 560 credit score and thus are approving 75% of the applications they receive. Simply put, CCS wants the business more than Big Banks do and are thus willing to work harder. When we see any applicant apply for credit, we dont just look at their FICO score and read that as the whole story like Big Banks. We look at their last year, see if they've been making their payments on time, and give them a fighting chance to get approved. We know America hasn't been the same over the past 3 years and we give those people who have been showing improvement a chance by approving their loan application.
3) CCS will typically have 100% of the funds in your account within 48 hours, and guarantees the funds in your account by 72 hours.
4) CCS offers 0% APR for 12 Months on it's loans as well. Additionally, CCS can offer NO PAYMENTS for 90 Days.
5) CCS charges a monthly fee of $39. This cost covers all credit checks ran, and really is reflected in our dedication to getting your loans approved. There really is no other solution out there like ours, we REALLY DO approve most applications we receive. Don't believe us???? Check out the document below that shows us APPROVING BUSINESS!
Big Banks
1) Big Banks charge a "Merchant Discount Fee" that is anywhere from 1 - 16%. This is the cost of their money, and the merchant is expected to take the hit.
2) Big Banks reject nearly all of their credit applications. Currently they approve customers with credit scores in excess of 720, making it hard for business owners to get their customers approved for financing. Even worse is how credit requirements are expected to get more strict in the years to come. In 2012, Banks are expected to look at 740 credit scores and above, meaning they will reject non-perfect applicants.
3) Big Banks typically fund the money to your account within 72 hours.
4) Big Banks offer some kind of 0% APR offer with each approved loan.
5) Big Banks typically charge $0 / month to use their financing, although there are some exceptions. This no cost is reflected in their dedication to get your loans approved, denying most applications submitted.
2) Big Banks reject nearly all of their credit applications. Currently they approve customers with credit scores in excess of 720, making it hard for business owners to get their customers approved for financing. Even worse is how credit requirements are expected to get more strict in the years to come. In 2012, Banks are expected to look at 740 credit scores and above, meaning they will reject non-perfect applicants.
3) Big Banks typically fund the money to your account within 72 hours.
4) Big Banks offer some kind of 0% APR offer with each approved loan.
5) Big Banks typically charge $0 / month to use their financing, although there are some exceptions. This no cost is reflected in their dedication to get your loans approved, denying most applications submitted.
Does CCS REALLY Approve 75% Of Applications?? Here's PROOF!!
The Consumer Financing Industry - Why We're Needed For Your Business
- Less than 10% of consumers use cash or check for purchases over $700.00.
- 32% of consumers don’t own a credit card and 68% of US credit card holders are within less than 5% of their available credit limit.
- Only 33% of US consumers are considered as prime, meaning they possess a credit score of 740 or greater.
CCS Teaches Businesses How To Sell PAYMENTS Instead Of PRICE
Below you see a customer with POOR credit, where the merchant needs $2000 from the sale. After you input this amount and click "calculate," the potential payment terms are IMMEDIATELY calculated and you are ready to discuss the payment options further with your customer. To make things VERY easy, CCS has created a "Print" button where you can easily print this information onto a nice, one page handout. Simply give this to your customer and you're set!
How Do We Compare On Your Customers Interest Rate?
CCS Interest Rate Info
The Big Banks are currently charging your Customer as much as 27% to 30% interest. Are your customers going to think you got them a "good deal" at those rates? NO!
As CCS controls and underwrites all our loans directly, we can offer Customer Finance interest rates from a low of 8.99% to a maximum of 19.99% interest, dependent on Credit Risk. Even at 19.99%, that's likely lower than your customer's credit card rate.
All CCS Loans are at a FIXED RATE, NO balloon payments, NO cosigner or guarantor fees, NO prepayment penalties. CCS offers 0% APR for 12 months on ALL deals and no payments for 90 Days on most!
How Can We Do This????
CCS is not a bank at all, its a private investment group that controls its own money, in its own ways. Thus, we are comfortable lending money at a more reasonable rate. Controlling over $2 Billion in capital, you can be sure that 100's of Millions are available to fund your Customers deals at any time. With over 5 years of experience, CCS knows how to get business done. CCS is not a broker or middleman, when you work with CCS you are working direct with the source of the money!!
As CCS controls and underwrites all our loans directly, we can offer Customer Finance interest rates from a low of 8.99% to a maximum of 19.99% interest, dependent on Credit Risk. Even at 19.99%, that's likely lower than your customer's credit card rate.
All CCS Loans are at a FIXED RATE, NO balloon payments, NO cosigner or guarantor fees, NO prepayment penalties. CCS offers 0% APR for 12 months on ALL deals and no payments for 90 Days on most!
How Can We Do This????
CCS is not a bank at all, its a private investment group that controls its own money, in its own ways. Thus, we are comfortable lending money at a more reasonable rate. Controlling over $2 Billion in capital, you can be sure that 100's of Millions are available to fund your Customers deals at any time. With over 5 years of experience, CCS knows how to get business done. CCS is not a broker or middleman, when you work with CCS you are working direct with the source of the money!!
Sample GE CAPITAL Interest Rate
Your Own Online Credit Application
When enrolling with CCS, you are provided a simple link to post on your website. Customer can click on that link and complete an online credit application.
When a customer is approved, you receive an electronic notification within the CCS System along with the customer’s information, approval amount and interest rate. You can then contact the customer and have them purchase your product and/or service directly.
When a customer is approved, you receive an electronic notification within the CCS System along with the customer’s information, approval amount and interest rate. You can then contact the customer and have them purchase your product and/or service directly.
How We Work
